SASSA Card Explanation

Millions of South Africans are applying for SASSA cards and they also want to know how to use it and how to activate SASSA card. And to educate all the grant beneficiaries, I have written this post. Today, I am going to explain all the basics and advance about the SASSA debit card. From applying to activation, you will learn everything here.

But before we go into details, I would like to remind you that SASSA has announced the SRD payment dates for 2024. If you haven’t checked your status then do it now on our website to see if your SASSA status check is approved for the R350 payment.

What is a SASSA Debit Card?

SASSA Card Explanation

The SASSA debit card is a payment card issued by the South African Social Security Agency (SASSA) to social grant beneficiaries. It allows recipients of social grants like old age pension, disability grant, child support grant, etc. to access their monthly funds securely and conveniently. 

The SASSA card can be used just like any other debit card to transact at stores, pay bills, and withdraw cash at ATMs or SASSA pay points that display the Mastercard logo. When social grant funds are paid into the beneficiary’s account every month, the money is made available via the SASSA card which is linked to their grant account. The card uses chip and PIN technology for enhanced security. 

Having a SASSA debit card eliminates the risks associated with traveling long distances to collect cash grants or paying high fees for money transfers. Over 10 million South Africans currently have a SASSA card.

SASSA Card Basics Explained

Here is the breakdown of the SASSA card:


An SASSA card is made of PVC (polyvinyl chloride) plastic like most other debit and credit cards. The plastic is durable enough to withstand regular use and protect the card from damage. Some premium variants may use more advanced composite materials but the standard SASSA cards use conventional PVC plastic.

EMV Chip

SASSA cards come equipped with an EMV chip on the front. This is a small metallic square that enables advanced security. The chip encrypts information to make card-present transactions more safe and prevent frauds like skimming. It also enables pin-based transactions, unlike cards with just magnetic strips.

CVV Code/CVS Code

Behind every SASSA card is a 3-digit CVV code printed on the back. CVV means Card Verification Value. This code adds a layer of authentication for card-not-present transactions done online, over the phone, etc. Providing the CVV code to the merchant ensures you have the card physically during remote transactions.

Debit Card Number

In the front, a standard 16-digit card number is embossed. This unique sequence allows the transaction system to identify each card individually, pull up the linked account and verify sufficient balance for fulfilling purchases. The first 6 digits represent the issuing entity and the last 4 digits are random.

Expiry Date

Pressed parallel to the card number is the expiry date in MM/YY format. This signifies the last date up to which the card is valid for transacting. Upon expiry, the card needs to be replaced with a new one to continue accessing the SASSA grant amount. Most cards have a 2 to 5-year validity.

Magnetic Strip

On the rear side, SASSA cards have a black magnetic strip running horizontally. Although older cards rely primarily on this strip to relay account data to POS machines during swiping. The strip enables fallback legacy transactions if the merchant EDC machine does not have a chip reader.

How to Apply for an SASSA Debit Gold Card?

Here is a step-by-step guide on how to apply for an SASSA Debit Gold card:

  1. Confirm Eligibility First, confirm that you are eligible for a SASSA social grant and have an active beneficiary account. The gold card variant is usually reserved for pensioners and disability grantees.
  2. Approach Local SASSA Office Visit your nearest SASSA office and inquire at the information desk about debit card variants. Submit an application form for the gold card along with your ID, SRD grant letter, proof of residence, and beneficiary card.
  3. Card Fee Payment The officer will inform you of the one-time fee for a gold SASSA card, which is usually around R50-R100. You need to deposit this card fee into the SASSA bank account provided. Attach the deposit slip with the application.
  4. Biometric Capturing Your fingerprints and facial biometrics will be captured at the SASSA office alongside your application to link definitively with the card. This prevents fraudulent use later on.
  5. Wait for Approval The application will be verified and approved at the regional SASSA office. This may take up to 7 working days. You can call the SASSA helpline 10 working days after the application to check the status.
  6. Collect Card If approved, you will get an SMS informing you to collect the personalized gold SASSA card from the social office. Take your ID and beneficiary card along. The officer will activate the card and hand it over after signing the acknowledgment.

Awareness of SASSA Card Fraud Preventions in 2024

Beware of Phishing

Do not click links or share card details over email/SMS. These could be attempts to steal your card data via phishing. SASSA will never ask for card details over communication channels.

Use SECURE Sites

When transacting online, ensure site URLs begin with https:// and have a padlock icon. This indicates data encryption during transmission to prevent hacking of card numbers.

Avoid Card Skimmers

Only use reputable ATMs and swipe machines when making transactions. Skimmers attached to machines can steal card data for cloning cards. Check for suspicious attachments before use.

Monitor Accounts

Frequently check your SASSA account statement for unknown withdrawals which may indicate unauthorized card usage. Report discrepancies to SASSA immediately to prevent further loss.

Secure PIN

Shield your PIN entry from prying eyes and cameras at public transaction points. Avoid obvious number combinations. Change your PIN every few months for enhanced safety.

Update Contact Details

To enable prompt fraud alerts, ensure your registered phone number and address are updated in SASSA records so account notices reach you without fail.

Leave a Reply

Your email address will not be published. Required fields are marked *